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Call: (619) 222-3620 | (866) 341-0687

Boat Loans and Yacht Financing – San Diego, California

The Most Competitive Source for Power Boat Loans and Yacht Financing

We offer financing for Powerboats Only including Sportfishers, Trawlers, Motoryachts, Express Cruisers and more.  Now serving San Diego, Newport Beach, Dana Point, Long Beach, Huntington Beach, Los Angeles, Oxnard, Santa Barbara and throughout the west coast.

San Diego’s Best Boat Loan Rates and Terms. There is no better time to get a competitive rate and a great boat loan! We have access to more banking sources and financing programs than any other which allows us to get you the best rate and loan program available. Whether you are buying a new or used boat, or want to refinance, we can find the ideal boat loan option for you. Loan amounts start at $75,000.

Rates As Low As 3.49% OAC

Apply For A Boat Loan Now

Get Pre-Approved For Your Boat Loan Before You Shop. Let us get you a pre-approval in as little as 24 hours. We have access to very competitive loan rates with flexible terms and no prepayment penalty on most boat loans. We offer both fixed-rate and adjustable boat loans. We will make the marine lending process a fast and easy process through our dedicated customer service representatives. Contact us for today’s best loan rates

Lot’s of Loan Programs to Choose From. We can arrange a variety of fixed and adjustable rate programs for you to choose from. The programs available to you can depend on factors such as loan amount, down payment, vessel type, the age of the boat, loan term and credit qualifications. Here are some of the types of loan programs available:

  • Standard Boat Loan Fixed Rates – 15-20 year term
  • Short-Term Boat Loan Fixed Rate Programs
  • 90-Day Deferred Payment
  • Variable Boat Loan Rate Programs

Please contact our office with your specific questions and for current rate information. Let us take the guesswork out of finding the right lender, and help pilot you through the process of selecting the financing program that suits your individual needs!

Over Two Decades of Marine Lending Experience. Established almost two decades ago, Ballast Point Yachts, Inc. is a full-service company located in San Diego. Our mission is to exceed our customers’ expectations by providing professional, personalized service while making their boating dreams come true. We will coordinate all aspects of the transaction to meet your closing date and get you behind the wheel!

We are local, although we can service clients across the United States, our San Diego office is here to ensure personal, secure and convenient attention to your boat financing needs. Unlike the faceless online sources who are designed to be inaccessible, Ballast Point Yachts, Inc. and their agents can be there in person to explain all of the different aspects of your boat loan.

We are accessible 7 days a week – in person or online or over the phone.

Call to discuss how we can help make your dream come true! (619) 222-3620 x 1

Or Contact Us by Email To Get Started.